What does the individual plan to do after retirement?

The choice of settling after retirement suggests a desire for stability and a permanent home or lifestyle. This often indicates that the individual may want to focus on enjoying their later years in a comfortable and familiar environment, rather than engaging in temporary or transient activities. Settling can provide a sense of peace and fulfillment, allowing the individual to engage with their community, family, or hobbies in a way that’s more grounded and less fluid than the other options.

Traveling implies a desire for exploration and adventure, while working suggests maintaining an active professional life. Relaxing could indicate a preference for rest, but does not inherently carry the same connotation of establishing roots or ongoing commitments that 'settle' does. Therefore, 'settle' best encapsulates a post-retirement plan focused on stability and long-term enjoyment.